Who Is MP3 Finance?
Mission Statement:
At MP3 Finance, our mission is to empower individuals to achieve financial clarity, confidence, and long-term success. We focus on creating tailored strategies that help clients navigate critical financial decisions while building a stable and prosperous future.
What We Do:
MP3 Finance offers a comprehensive suite of financial services with a strong emphasis on asset management and financial planning.
- Pre-Retirees (10–2 years from retirement): We help clients optimize savings, craft sustainable income strategies, and make informed decisions on Social Security, pensions, and healthcare.
- Young Investors: For those starting their financial journey, we provide educational resources and foundational strategies to grow wealth through goal-based investments and retirement planning.
Asset Management Expertise:
At MP3 Finance, asset management means providing personalized investment strategies that align with your goals while emphasizing tax efficiency. We guide clients in utilizing tax-friendly accounts like Roth IRAs, SEP IRAs, and Health Savings Accounts (HSAs) to maximize growth while minimizing taxable liabilities. For business owners, we specialize in helping structure and optimize small businesses for tax benefits and long-term financial success. By leveraging the right accounts and strategies, we ensure your investments work harder for you.
What Makes MP3 Finance Different?
MP3 Finance is built on a foundation of personalized service, transparency, and education. We simplify complex financial concepts, enabling clients to make confident decisions. Whether you’re seeking guidance for retirement or investment growth, we’re here to provide clarity and results.
Who We Serve:
Our clients are individuals ready to take control of their financial futures. Whether you’re a professional nearing retirement or a young investor building wealth, MP3 Finance is your trusted partner in financial success.
Meet the Investment Advisor
Hello, I’m Matt Pederson, the Investment Advisor for MP3 Finance. My journey into finance is driven by a commitment to empowering clients with the tools and knowledge to secure their financial futures.
With years of personal market engagement and professional certifications, including the Series 65 and Series 63, I founded MP3 Finance to help individuals navigate the complexities of financial planning and asset management. My approach focuses on providing tailored, results-driven strategies for clients at every stage of their financial journey.
Asset Management Philosophy:
As the Investment Advisor at MP3 Finance, my asset management philosophy is centered on creating long-term financial strategies that prioritize tax efficiency and alignment with your personal goals. This includes utilizing tax-advantaged accounts such as Roth IRAs, SEP IRAs, and other retirement vehicles to help clients grow their wealth while reducing taxable income. For entrepreneurs and small business owners, I assist in structuring and optimizing businesses to achieve financial flexibility and maximize tax benefits.
Why I Founded MP3 Finance:
I established MP3 Finance in 2024 to create a firm that values client-first service, transparency, and education. My goal is to simplify financial planning and empower clients to make informed decisions about their wealth. I understand that financial success is about more than numbers—it’s about confidence, security, and achieving your life goals.
My Commitment to You:
As your Investment Advisor, I’m dedicated to delivering personalized solutions, managing your assets responsibly, and helping you achieve financial independence. Whether you’re planning for retirement, building wealth, or growing a business, I’m here to support you every step of the way.
